From Dumb Little Man:

“I managed to retire at age 51, and the way I did it was to live beneath my means.

You can adopt this strategy too, by simply spending less than you earn. You may think that’s impossible for you, but if you make it a challenge instead of a chore, you’ll soon be creating ways to cut corners in everything you do. And believe me, it all adds up.”

  1. Whenever possible, buy store brands.
  2. Avoid prepared foods.
  3. Shop at “you-bag-it” supermarkets.
  4. Brown bag your lunch.
  5. Don’t buy clothes or shoes with designer labels.
  6. Use coupons, but be smart about it.
  7. Buy used books instead of new.
  8. Keep your car as long as you can.
  9. Severely restrict your credit card spending.
  10. Reward yourself for your efforts.

Sure, pretty obvious stuff. Yet, it’s always a good idea to mind such common sense.

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